Terms & Condition

Terms & Condition

Terms and Conditions of Use

Effective Date: January 1, 2025
Website: https://progressivecompensationrefundsfirm.org/

Welcome to Progressive Compensation Refunds Firm (PCRF). Please read these Terms and Conditions ("Terms", "Agreement") carefully before using our website and services. By accessing or using any part of the site, you agree to be bound by these Terms. If you do not agree to all the terms and conditions of this agreement, then you may not access the website or use any services.


1. Acceptance of Terms

By accessing and using the services offered by Progressive Compensation Refunds Firm, you agree to comply with and be legally bound by the terms and conditions set forth herein. These Terms apply to all visitors, users, and others who access or use the Service.


2. Eligibility

To use our services, you must be at least 18 years old or the age of majority in your jurisdiction. By agreeing to these Terms, you represent and warrant that you are of legal age and have the capacity to enter into a binding contract.


3. Services Overview

PCRF provides a wide range of financial services, including but not limited to:

All services are subject to eligibility, verification, and approval.


4. Account Registration and Security

To access certain features of the site, you may be required to register for an account. You agree to:

  • Provide accurate, current, and complete information.
  • Maintain the confidentiality of your login credentials.
  • Notify us immediately of any unauthorized use of your account.

You are solely responsible for all activities that occur under your account.


5. User Responsibilities

As a user of our services, you agree not to:

  • Use the platform for any illegal or unauthorized purpose.
  • Interfere with or disrupt the integrity or performance of the services.
  • Attempt to gain unauthorized access to any part of the system.
  • Transmit any malware or harmful code.

Violation of these responsibilities may result in suspension or termination of your account.


6. Financial Products and Services

6.1 Fixed Deposit Plans

We offer three flexible fixed deposit plans:

  • Basic Plan: 8.00% interest, 12-month duration
  • Standard Plan: 10.00% interest, 24-month duration
  • Professional Plan: 15.00% interest, 36-month duration

All deposits are subject to minimum and maximum limits as stated on the website. Early withdrawal may lead to penalties or reduced interest.

6.2 Loan Packages

Our loan offerings include:

  • Student Loan: Flat rate 5.00%, 24-month term
  • Business Loan: 12.00% mortgage rate, 12-month term
  • Enterprise Loan: 12.00% mortgage rate, 36-month term

Loan approval is subject to creditworthiness, verification, and compliance with applicable laws.


7. Fees and Charges

All applicable fees, charges, and interest rates are clearly disclosed on the respective service pages. By using our services, you agree to pay all fees and charges incurred in connection with your account and services.


8. Privacy Policy

Your privacy is important to us. Please review our Privacy Policy for information on how we collect, use, and protect your personal data.


9. Intellectual Property

All content, trademarks, logos, and service marks displayed on the site are the property of PCRF or its licensors. You may not use, reproduce, or distribute any content without our express written permission.


10. Limitation of Liability

To the fullest extent permitted by law, PCRF shall not be liable for any indirect, incidental, special, or consequential damages, including but not limited to:

  • Loss of profits
  • Data loss
  • Business interruption
  • Unauthorized access to your account

Our total liability for any claim arising out of or relating to these Terms or our services shall not exceed the amount you paid to us in the 12 months preceding the claim.


11. Indemnification

You agree to indemnify and hold harmless PCRF, its affiliates, officers, agents, and employees from any claim or demand, including reasonable legal fees, arising out of your use of the services, your violation of these Terms, or your violation of any rights of another.


12. Termination

We reserve the right to suspend or terminate your account and access to our services at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users or PCRF.


13. Modifications to Terms

We may update these Terms from time to time. Any changes will be posted on this page with an updated revision date. Your continued use of the services after such changes constitutes your acceptance of the new Terms.


14. Governing Law

These Terms shall be governed and construed in accordance with the laws of the jurisdiction in which PCRF is registered, without regard to its conflict of law provisions.


15. Contact Information

For any questions regarding these Terms, please contact us at:

📧 Email: mail@progressivecompensationrefundsfirm.org
🌐 Website: https://progressivecompensationrefundsfirm.org/
📍 Address: As listed on our Contact Page


Frequently Asked Questions (FAQ)

1. What services does PCRF offer?

We offer a wide range of financial services, including:

2. How do I apply for a loan?

You can apply for a loan by visiting our Loan Packages section, selecting the appropriate loan type, and clicking “Apply Now.” Ensure you meet the eligibility criteria and provide accurate documentation.

3. Is my money safe with PCRF?

Yes. We use advanced encryption and security protocols to ensure your funds and personal data are protected. Learn more on our About Us page.

4. Can I withdraw my fixed deposit early?

Yes, but early withdrawal may result in penalties or reduced interest. Please refer to the Fixed Deposit Plans section for more information.

5. How do I contact customer support?

You can reach us via email at mail@progressivecompensationrefundsfirm.org or through the Contact page on our website.


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Copyright © 2025 Progressive Compensation Refunds Firm. All Rights Reserved.

This document is a legally binding agreement. Please review it carefully before using our services.